Accidents are somehow a part of life. When they do happen, you may be faced with auto repairs, injuries, and significant hikes in your insurance price. Safe driving can help keep you and your family safe while also keeping your insurance premiums low. Here are seven of the most common car accidents, along with some recommendations on how to avoid them:
Accidents involving rear-end collisions are a significant cause of motor insurance claims. These incidents may often be prevented, whether you are the driver who hits a vehicle in front of you or the motorist who is hit by a vehicle behind you. Consider the following suggestions:
Maintain a safe distance. Make sure you’re far enough behind the car in front of you to safely stop. This is especially true when the weather is bad. Stay at least three seconds behind the vehicle in front of you, and if you’re in a heavier vehicle, stay even longer. Avoid scenarios that may need you to abruptly apply the brakes.
Parked Car Damage
Another typical cause of vehicle damage is when a parked vehicle is struck by another vehicle. Take precautions to avoid parked automobile collisions and claims, whether you’re leaving your car in a parking lot or on the road. Here are a few recommendations:
Go the extra mile. Parking in the busiest portion of a parking lot is not a good idea. Instead, choose a location away from congested areas. You’ll lessen your chances of being hit by another vehicle.
Make the most of the available area. Always park in the middle of a parking space. If your vehicle is too close to a parking line, move it. It will protect your vehicle from being struck by other vehicles coming into or out of neighboring spaces. It may also succor in the prevention of dents caused by swinging doors.
Windshield chips and cracks are a regular auto accident that many drivers are unaware they may help prevent. The majority of windshield damage occurs when other vehicles toss rocks and stones into the air. Keep your distance from automobiles and trucks to help prevent this harm.
Also, when snowplows are dropping salt or other granular material, don’t drive behind them. Some of the pieces are large enough to chip or crack.
Intersections are another common location for accidents. Drivers who are distracted are more likely to miss traffic signals that change from green to yellow to red. Or they fail to observe vehicles stopping before turning.
To help circumvent accidents, practice defensive driving. After the light turns green, take a minute to double-check that no one is approaching the junction. Drivers driving past a yellow signal on a cross street should be avoided. When approaching a yellow light, it’s better to be cautious than to take chances.
Theft of a Parked Vehicle
There’s always the risk of a break-in no matter where you park your automobile. Even so, there are several things you can do to assist protect your vehicle from unneeded harm. Remember that goods stolen from your vehicle may be considered a loss under your homeowners’ insurance policy. Damage to your vehicle as a result of a break-in is covered under your auto insurance policy. It’s never a good idea to leave valuables in a parked automobile. They are an invitation to thieves if they are visible. Take valuables with you, stow them in the glove compartment, or lock them up in the trunk.
While there are numerous things you can do to assist prevent collisions, theft, injuries, or car damage, the unexpected cannot always be avoided. Make sure you have adequate coverage for your needs by contacting a Sacramento car accident lawyer.